A good retirement has very little to do with what time you claim Social Security, what your asset allocation is, or whether or not you should look at doing a Roth conversion.
A good retirement has EVERYTHING to do with getting to spend time with your grandkids, traveling, finally learning to ski, or buying the boat so you can take the family out on the weekends.
That's why we're here. We understand that retirement should be all about the goals, and what you want to have happen. It's our job to help you line up all of the financial stuff to help support those goals. Working together means having someone in your corner to help with the finances and all the decisions that come along with retirement, while letting you focus on the stuff that matters.
We'll Help With
Managing Investments
Do I have too much risk? Should I be worrying about what is going on in the economy? Should I change how I am invested? We can help you manage your portfolio, and answer those questions.
Claiming Social Security and pensions
When to elect Social Security is a complex decision with many variables. The kicker is - you only get to make that decision once. The same goes for pensions. We can walk you through all your options.
Planning your income
Am I on track to retire? Have I put enough away to create the retirement income I need? Is there a chance I could run out of money? If you've got questions about creating your reitrement paycheck, we can help.
Optimizing taxes
We get it, no one likes taxes. How can you reduce your tax bill? Should you consider a Roth conversion? Can you gift money to your kids? These are conversations we have with clients to help create tax efficient plans for them and their loved ones.
Protecting What Matters
Do I still need life insurance? What about Long Term Care insurance? How do I make sure those I care about are protected if something goes wrong?
Leaving a legacy
Do you have the necessary documents to create an efficient estate plan? What's the best way to leave money to your loved ones? How do you balance spending now vs leaving money to the kids and grandkids?
